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Mid-Market

What does underwriter-led discovery mean?

Quick answer

A named Tariffi underwriter owns your portfolio kickoff: eligibility scan across all your Filer Codes, recovery-probability heatmap per entry vintage, and a single readout before any filing goes to broker review. Underwriter-led is for importers with multi-broker portfolios where standard self-serve intake would miss cross-broker edge cases.

Detailed Answer

Underwriter-led discovery is Tariffi's mid-market service tier for importers with $500K-$5M in duty paid who need more structured analysis than the self-serve intake but do not require a full enterprise engagement.

What the underwriter does:

  • Portfolio-wide eligibility scan. The underwriter analyzes ES-003 data across all your Filer Codes — not just one broker's entries, but your complete import footprint. This catches cross-broker opportunities that single-broker analysis would miss.
  • Recovery-probability heatmap. Each entry is scored by recovery probability based on HTS code, liquidation status, entry vintage, and any known complications (drawback conflicts, valuation issues, classification edge cases). The heatmap gives you a clear picture of where the easy wins are versus where filing would be speculative.
  • Single readout. Before any filing goes to broker review, the underwriter presents a consolidated analysis: total estimated recovery, recommended filing strategy (which entries to file first, which to hold pending further analysis), and any issues that need resolution.

When underwriter-led makes sense:

  • You use 2+ customs brokers and need consolidated analysis
  • Your portfolio spans 5+ HTS chapters
  • You have entries approaching the 180-day liquidation window and need prioritization
  • Your internal compliance team wants a structured readout before approving the engagement

Timeline: The underwriter typically delivers the initial portfolio readout within 5 business days of receiving all ES-003 files. Filing commences after your approval.

Pricing: Mid-market pricing uses the standard 10/15/25% contingency tiers with no additional fee for the underwriter-led discovery. For portfolios above $2M in estimated recovery, custom pricing may apply — contact underwriter@tariffi.io.

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