Where does my refund money go after CBP approves?
Quick answer
After CBP allows your claim, Treasury ACHs the refund to Tariffi's dedicated client-funds account at JPMorgan Chase Bank. The automated fee split deducts the contingency, and your net refund ACHs to the bank account you provided at intake. Total time from CBP allow-decision to your bank: typically 3-5 business days.
Detailed Answer
Your refund follows a clear, auditable path from CBP to your bank account. Here is each step.
Step 1: CBP allow-decision. When CBP approves your CAPE declaration (or specific entries within it), they issue a protest-allowed notice. You receive an email notification the moment Tariffi detects the decision.
Step 2: Treasury ACH. The U.S. Treasury ACHs the gross refund amount to Tariffi's dedicated client-funds account at JPMorgan Chase Bank, N.A. This typically settles within 2 business days of CBP's allow-decision. Per Executive Order #14247 (March 2025), all CBP refunds are now paid via ACH — no more paper checks.
Step 3: Automated fee split. Tariffi's platform calculates the fee split automatically: the contingency percentage (10%/15%/25% per entry tier) is deducted from the gross refund. The broker partner's flat filer integration fee is paid separately from Tariffi's portion — it does not increase your deduction.
Step 4: ACH to your bank. Your net refund ACHs to the bank account you provided during intake. Standard ACH runs settle same-day or next-business-day.
Why a clearing account? The dedicated client-funds account at JPMorgan Chase serves two purposes: (1) it keeps customer funds legally segregated from Tariffi's operating funds, and (2) the automated split-on-arrival is faster and more auditable than post-hoc invoicing. Full disclosure is in the Regulatory Disclosures.
If your bank details changed: Contact support@tariffi.io with your updated ABA routing number and account number. We can redirect the ACH manually.
Total timeline: 3-5 business days from CBP's allow-decision to money in your account.
Related Questions
How long does a tariff refund take?
Refund timing is governed by federal statute, not by Tariffi. CBP has up to two years to decide a protest under 19 U.S.C. § 1515, though most CAPE Phase 1 claims process faster. After CBP allows your claim, Treasury ACHs the refund within 3-5 business days. CIT filings for older entries add court calendar time.
How much does Tariffi charge?
Tariffi charges a contingency-only fee with three tiers: 10% on unliquidated entries, 15% on recently liquidated entries (within 180 days), and 25% on entries requiring CIT protective filing. No retainer, no advance fees, no deposits. If CBP denies your claim, you owe nothing on the denied portion.
How do I get a tariff refund?
Upload your ACE ES-003 entry-summary CSV to Tariffi. Our platform analyzes your entries for IEEPA and Section 301 overpayments, prepares the CAPE declaration data, and routes it to a CBP-licensed customs broker partner who files under their own license. No advance fees — you pay a contingency only when CBP approves your refund.
What happens if CBP denies my claim?
If CBP denies any entry in your CAPE declaration, you owe nothing on the denied portion. Your broker partner (Filer of Record) responds to any CBP Form 28 or Form 29 within the scope of the LPOA at no additional charge. For entries worth contesting, the broker may file a further protest or recommend CIT action.
Need help?
Upload your ES-003 to see how much you could recover, or talk to our team.